We live in a day when we are bombarded with theories, ideas and prognostications about retirement. It’s a vitally important topic and worthy of some careful study. Unfortunately, the quality
Continue Reading Divorce & Retirement: A Statistical Surveyretirement
Hedging Bets on Social Security
If you have been reading the news lately, we have seen lots of electronic ink spilled over entitlement programs, especially Medicaid and its role in health care reform. Meanwhile, the…
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Projecting Returns When Crafting A Divorce Settlement
Ours is an age where hyperbole has not only become accepted, it is almost universally embraced as a part of American culture, and among the chief advocates of hype is…
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The Defined Benefit Pension Crisis Is Here And Very Real
This is not a major news story for most Americans, but if you participate in a defined benefit retirement plan, one where you are due to receive regular payments of…
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Reverse Mortgage Redux
This is not a money management blog but what we increasingly find is that many divorce clients simply “trusted” that their resources would be sufficient to carry them through retirement.
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DIVORCE AND ADULT CHILDREN: THE 12TH PLAYERS ON THE FIELD
In April, 2014 the Federal Reserve Bank in St. Louis published a monograph on financial status of older Americans. It corroborated a trend that has been evolving for several decades.
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A Lesson in Paying Attention to Estate Documents and Designations
We were consulted recently by a personal representative of an estate concerning the decedent’s death beneficiary of his 401(K) retirement plan. The decedent had married before ERISA became law, but…
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“GRAY” DIVORCE AND THE ISSUES THAT CAUSE IT
The rate divorce among couples in their 50’s or older has grown so much in recent years that it has earned its own moniker: gray divorce. A recent article in …
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WHAT DO I NEED TO PLAN FOR RETIREMENT ?
This question is one that financial planners want us to focus upon every day in their quest to increase our savings rates and their assets under management. We have previously …
Social Security Secrets
Social Security benefits can be an integral part of a divorce case. The ages of parties when they divorce may create a factual circumstance where the timing of Social Security benefits…