Defined benefit pensions, the ones that payout monthly, are strange animals.  They are rare today except where unions and public agencies are found, and they can produce some odd results.

Carl Jagnow married his wife Sharon in 1983.  They both taught school and both participated in the Public-School Employment Retirement System (PSERS).  Husband retired in

We have heard about the data.  In 2015, the Labor Department’s Bureau of Labor Statistics published a study indicating that the average worker could expect to hold 12 jobs during his/her career.  More recently, another study indicates that among younger workers (ages 25-35), job changes are occurring once every 2.8 years.

Many of these jobs